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Indemnity and Expense Payments

Jennifer L. Flynn, CPHRM

February 8, 2017

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Question

What is the difference between indemnity payments and expense payments?  

Answer

Indemnity payments are monies paid on behalf of the insured PT, PTA or PT Practice in the settlement or judgment of a claim.  Expenses are monies paid in the investigation, management or defense of a claim – this may include but not limited to expert witness fees, court costs, etc.


jennifer l flynn

Jennifer L. Flynn, CPHRM

Jennifer Flynn, CPHRM, is Vice President and Risk Manager for Healthcare Providers Service Organization in the Healthcare Division of Aon’s Affinity Insurance Services, Inc. Specializing in risk management and having worked in the health care insurance business for over 21 years, Jennifer is dedicated to educating health care professionals on professional liability risks and offers strategies to mitigate those risks by supporting patient safety principles and developing quality management programs.  In addition to being a frequent national speaker on healthcare risk and liability, Jennifer is also a published author on various risk management topics. Jennifer is a Certified Professional in Healthcare Risk Management and is a licensed Property & Casualty agent. She earned a BA in Psychology from Arcadia University in Glenside, Pennsylvania.


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